Privacy Policy
At LoanGlide, the privacy of our (potential) customers, users of our services and their personal data is of utmost importance to us. We have developed this Privacy Policy to explain our privacy practices, in particular how we collect, process, retain, share and protect your personal data and your rights as a data subject when you visit our APP (collectively, the "Platform" or "Services"). This Privacy Policy constitutes our commitment to protecting user privacy and complying with relevant data protection laws on all platforms. It is intended to provide information about our privacy practices and help you understand how we process your data.
We will ask for your consent to collect data, mainly including the following data:
Camera Permissions
LoanGlide needs to use your camera to take images of your ID card and facial recognition to verify your identity and prevent information theft. The images will be uploaded and stored encrypted on our servers: https://api.loanglidegh.com/, https://wua4.loanglidegh.com/. We guarantee that your personal data will never be shared with third parties without your permission.
SMS
When you use our application to evaluate your loan application, and with your permission, we will only collect financial SMS messages. We may use this information to detect possible fraud or potential illegal use of our services. We promise that your SMS will be encrypted and transmitted to our server: https://api.loanglidegh.com/, https://wua4.loanglidegh.com/. We will not share your data with any third party without your permission.
Device Information
We may collect your device information, including Phone Count, screen brightness, gyroscope, battery level, Active Modem Count, Active SubscriptionInfo Count, provide you with customized promotions, ensure and check the availability of services and prevent any fraudulent activities. The collected data will be encrypted and transmitted to our server: https://api.loanglidegh.com/, https://wua4.loanglidegh.com/. We will not share your data with any third party without your permission.
Application List
We collect data information of each installed application, including application name, package name, installation time, update time, to evaluate and evaluate your credit and transmit it to our server through a secure network: https://api.loanglidegh.com/, https://wua4.loanglidegh.com/, in order to identify and analyze your behavior and risks in different loan applications, evaluate whether you can apply for a loan, and help prevent fraud. It will not be shared with third parties without your permission.
Location
In order to protect the security of your account, we will request permission to obtain your approximate location in order to confirm the scope of services we can provide to you. The collected data will be encrypted and uploaded to our server: https://api.loanglidegh.com/, https://wua4.loanglidegh.com/. We will not share your data with any third party without your permission.
Storage
We may request access to your storage space to read, write or manage necessary data and files on your device. We will encrypt and upload the collected data to our server (https://api.loanglidegh.com/, https://wua4.loanglidegh.com/). We will not share your data with any third party without your permission.
Images or videos
In order to verify your identity information, we will collect and process personally identifiable information, including photos and videos. This enables us to verify the identity of users, ensure transaction security and prevent fraudulent activities. The collected data will be encrypted and transmitted to https://api.loanglidegh.com/, https://wua4.loanglidegh.com/. We will not share your data with any third party without your permission.
Other personal information, including but not limited to:
Mobile phone number
Gender
Highest education level
Marital status
Address
Name
Date of birth
ID photo
ID number
Emergency contact relationship
Emergency contact name
Emergency contact number
The collected data will be encrypted and transmitted to https://api.loanglidegh.com/, https://wua4.loanglidegh.com/. We will not share your data with any third party without your permission.
Use of information
We may use personal data for the following purposes:
Provide and maintain our services, including monitoring the use of our services.
Manage your account: Manage your registration as a user of the service. The personal information you provide may allow you to access different features of the Services that are available to you as a registered user.
Performance of a Contract: To prepare, comply with and enter into a purchase contract for the products, goods or services you purchase or any other contract entered into with us through the Services.
Contact You: To contact you as necessary or reasonable as possible by email, telephone, text message or other equivalent form of electronic communication, including push notifications from mobile applications regarding features, product or contractual service updates (including security updates) or informational communications.
Provide you with news, special offers and general information about other goods, services and events similar to those you purchased or enquired about, unless you have opted out of receiving such information.
Manage Your Requests: To participate in and manage requests you make to us.
For Business Transfers: We may use your information in connection with the evaluation or execution of a merger, divestiture, restructuring, reorganization, dissolution or other sale or transfer of some or all of our assets, whether as a going concern or as part of a plan of bankruptcy, liquidation or similar, in which personal data we hold about users of our Services is one of the assets transferred.
For Other Purposes: We may use your information for other purposes, including data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns, and evaluating and improving our services, products, services, marketing, and your experience with Discover.
Sharing of Information:
We may share your information with:
1. LoanGlide employees, directors, officers, subcontractors, agents, service providers, or partners.
2. Financial institutions, credit reference agencies, or credit bureaus.
3. Third parties for analytics and development:.
Appsflyer: https://www.appsflyer.com/legal/privacy-policy/
Google Play: https://policies.google.com/privacy
Play-Services-Location: https://policies.google.com/privacy
Firebase: https://firebase.google.com/support/privacy
4. Law enforcement, government officials
5. Or other third parties in connection with a formal request, subpoena, court order, or legal process.
Children's Information
We take the protection of minors very seriously. If you are a minor, LoanGlide will not provide you with any services. If you are a parent or other guardian of a minor, please pay attention to whether the minor under your guardianship uses our services without your permission. If you have any questions about the personal information of the minor under your guardianship, please contact us through the contact information in the contact column at the end of this policy.
Changes to this Policy
We may update this Privacy Policy without notifying you. This Privacy Policy is effective from the date of publication and applies to all users. We encourage you to review this Privacy Policy regularly to understand the changes made to it. Continued use of the Services and access to the Platform will be deemed as your acceptance of this Privacy Policy.
Your Consent
By using the Website/Application and/or providing your information, you agree to the collection and use of the information you disclose on the Website in accordance with this Privacy Policy, including but not limited to your consent to the collection, use, sharing and disclosure of your information in accordance with this Privacy Policy. If we decide to change our Privacy Policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it.
Contact Us
If you have any questions, concerns or dissatisfaction about this Privacy Policy, or you request to delete your account data, you can send us an email via our email address: support@loanglidegh.com.
By clicking the "Agree" button, you declare that you understand and agree to be bound by all laws and policies of your country/region, and therefore this Privacy Policy is legally effective from the date of account opening.